Meet Joel

Thanks to his many, many satisfied customers and business partners, 100% of Joel Terrill's business is by referral.

Joel started originating residential mortgages in 1990 and quickly rose to be one of Arizona's top 1% mortgage loan officers. But customers are never numbers to Joel, who takes pride in working one on one with you.

How Joel Works

Whether it's helping his customers purchase a new home or refinance their current mortgage, Joel is always available, working personally with his customers to help them make the right decisions on their mortgage.

I was very nervous buying my first home. Joel went over my options and gave me the direction I needed. I was able to get a mortgage that was right for my budget. I have referred 3 of my friends to Joel! Thank you, Joel.
F. Shaw

Expertise and Specialties

  • Purchase
  • Refinance
  • Investment properties
  • Vacation/second homes

Community Involvement

Joel is an active member of his church and enjoys volunteering in his community.

Bell Bank employees in our Bell Mortgage Phoenix, Ariz., office pooled their Pay It Forward funds to help an Arizona family keep their foster children.